Durham NC Farm & Ranch Insurance
At NorthState Insurance & Advisors, we protect horse farms and ranches of all types and sizes with different coverage limits and risks depending on the size and scope of the farm. A farm and ranch policy will protect your farm or ranch for losses to your home or dwelling, farm property and liability risks. We also have more specific coverage options in Durham, NC for equine operations that include: boarding, breeding, riding instruction, training and horse shows.
If your farm or ranch is a business as well, you may want to consider other additional coverages like loss of income, workers compensation, commercial auto and errors and omissions. The different options and coverages for a farm & ranch policy can be confusing, so having an independent agent to guide you and is advantageous to explain the details.
Farm & Ranch Coverages in Durham, NC
Representing nearly all farm & ranch insurance carriers in North Carolina, our policies provide many coverage options so you can balance how much risk you're willing to shoulder with the premium you're willing to pay.
Most North Carolina farm & ranch policies cover:
- Home protection - in the event of wind, fire or hail
- Home belongings
- Liability protection
- Injury to another person or property damage
- Legal defense
- Can also cover barns and other structures
Farms are not one size fits all when it comes to property, liability and operations. That is why Northstate Insurance & Advisors is very thorough in their assessment of all of the unique risks associated with a farm before starting the quoting process. So, if you are looking for farm coverage for a newly purchased property in Durham, NC or would like us to take a look at your existing coverage and determine if there are any gaps in coverage, we are here to make sure your farm is covered.